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Resources
Industry Specific
Access all the commercial banking resources your business needs to succeed.
Government Shutdown Assistance
Credit Building & Repair
Credit Building & Repair
MONEY SMART CHECKING®
Set the course for financial success with a checking account that can give you a hand. With only a $10 deposit to open, and an automatic transfer to savings, Money Smart Checking® will have you improving your financial picture in no time.
- $10 to open
- No minimum monthly balance or monthly maintenance fees
- Debit card with up to 6 free out-of-network ATM reimbursements per statement cycle.1
- Online & mobile banking2
- Optional Dollar-A-Day Savings Service: automatically transfer $1 (or more) each day from your Money Smart Checking® account to your Wintrust Community Bank savings account3
- No overdraft fees4
MONEY SMART SAVINGS®
Get your savings on track with an interest-bearing savings account that will make planning for the future easy. Money Smart Savings® is the perfect account to pair with your Money Smart Checking® account.
ACCOUNT DETAILS
- No minimum to open
- No minimum monthly balance or monthly maintenance fees
- Interest-bearing savings account
- Link your Money Smart savings account to your existing debit card and get up to 6 FREE out-of-network ATM reimbursements per calendar month.1
We've designed lending solutions that can give you a better way to borrow.
EVERYDAY LOAN
The Everyday Loan is a fixed-rate loan with a quick approval decision. Loans are available in amounts up to $5,000. Plus, our rates are lower than most credit cards or other fast-cash loans. So, when unexpected costs come out of nowhere, there’s no need to panic.
|
LOAN LOAN |
SAMPLE SAMPLE LOAN AMOUNT |
FIXED FIXED |
CURRENT CURRENT % APR5 |
MONTHLY MONTHLY |
|---|---|---|---|---|
|
12 |
$1,000 |
Prime |
12.00% |
$88.85 |
|
24 |
$1,000 |
Prime |
12.00% |
$47.07 |
READY TO GET STARTED? HERE’S HOW TO APPLY:
- Click Start the Process to download the PDF application.
- Complete the application by typing or writing in your answers.
- Bring your completed, printed application and proof of income to your local Wintrust Community Bank. Proof of income varies based on your employment status:
- Employed: One recent paycheck stub. A W-2 from the previous year may also be needed.
- Self-employed, seasonal employee, or commissioned: A copy of your complete tax return with all schedules from the previous year.
- Retired: A Benefit Statement from the Social Security Administration, or a pension statement.
At least one applicant must reside in the bank’s assessment area. Collectively, Wintrust Community Bank assessment areas are in the greater Chicago, southern Wisconsin, west Michigan, northwestern Indiana, and southwest Florida market areas. For specific information about each bank’s assessment area, please contact us.
Please visit a branch to open your account.
IMPORTANT NOTICE:
Click here to verify that you have downloaded the application for your local Wintrust Community Bank branch. The bank name on your application must match the proper family of bank branches.
For example: Pullman Bank & Trust is listed as a branch under Beverly Bank & Trust.
Have questions? Call us today at 847-234-2882.
Get personalized help from a specialist.
MONEY SMART CD LOAN
You can take out a loan for as little as $500, or more based on your ability to pay, then use the borrowed funds to open a certificate of deposit (CD) for the same amount. Just make fixed monthly payments on the loan, and when the loan is paid off, the CD with earned interest is yours!
At least one applicant must reside in the bank’s assessment area. Collectively, Wintrust Community Bank assessment areas are in the greater Chicago, southern Wisconsin, west Michigan, northwestern Indiana, and southwest Florida market areas. For specific information about each bank’s assessment area, please contact us.
To learn more about rates and fees contact your personal banker.
CREDIT CARDS
Give yourself some credit
CREDIT CARDS
Give yourself some credit
Whether you’re building your credit or looking for convenience, we’ve got something that can come in handy. For a secure and easy way to pay, check out our credit card options.
ONLINE & MOBILE BANKING
Banking that supports you wherever you are
ONLINE & MOBILE BANKING
Banking that supports you wherever you are
We believe banking should be easy and accessible. We know life gets hectic. That's why we've developed tools that allow you to access your banking from wherever the day has taken you.
SAVINGS
Save for life's big moments…
SAVINGS
Save for life's big moments…
And, everything in between. Whether it’s your child’s first savings account or you saving for a rainy day, we can help.
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