As a family of more than 170 community banks with a footprint in Chicago, we opened our Naples branch more than two years ago to serve our customers living in or visiting Florida. With perks tailored to this area, we’re committed to providing you with solutions to reach your financial goals, like our Total Access Checking account.

Naples Card Image - Tablet
Naples Card Image - Tablet
Naples Card Image - Mobile
Naples Card Image - Mobile
Naples Card Image Desktop

TOTAL ACCESS CHECKING PERKS

TOTAL ACCESS CHECKING PERKS

Get an exclusive Naples debit card and enjoy these great benefits.

  • Every ATM you see is FREE! We’ll refund any ATM fee nationwide1

  • No monthly minimum balance and no monthly maintenance fees

  • Only $100 required to open

Get $3002 when you open a new Total Access Checking account.

Get $3002 when you open a new
Total Access Checking account.

With qualifying activities. See below.

Get $3002 when you open a new Total Access Checking account.

With qualifying activities. See below.


This offer is only available
on this website.

How are we different?

Local staff Icon

Local staff

Our bankers provide friendly, personalized support to help you reach your financial goals.

 

Exclusive clubs Icon

Exclusive clubs

From a children’s savings club to a social and travel club for those 50 or better, we have something for everyone.

 

Free coin counting Icon

Free coin counting3

We don’t charge you to turn your change into bills. It’s your money.

 

Local staff

Our bankers provide friendly, personalized support to help you reach your financial
goals.

Local staff

Our bankers provide friendly, personalized support to help you reach your financial goals.

Exclusive clubs

From a children’s savings club to a social
and travel club for those 50 or better, we
have something for everyone.

Exclusive clubs

From a children’s savings club to a social and travel club for those 50 or better, we have something for everyone.

Free coin counting3

We don’t charge you to turn your change into bills. It’s your money.

Involvement in Naples icon

Involvement in Naples

We’re proud to get involved with and support the organizations that make Naples so special.

 

Educational seminars icon

Educational seminars

We cover topics that are important to you: retirement planning, college savings, building credit, and more.
 

Community events icon

Community events

We connect with our community at cookouts, holiday celebrations, networking nights, and more.

 

Involvement in Naples

We’re proud to get involved with and
support the organizations that make
Naples so special.

Educational seminars

We cover topics that are important to
you: retirement planning, college savings, building credit, and more.

Community events

We connect with our community at cookouts, holiday celebrations, networking nights, and more.

    

Open a new Total Access Checking account and get a $300 bonus when you

Open a new Total Access Checking account and get a $300 bonus when you

  • Enroll in online banking
     
  • Activate e-statements through bank’s website
     
  • Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period4
     

This special offer is ONLY available on this webpage.


It only takes a few minutes!

Wintrust Banking Center is a branch of Lake Forest Bank & Trust Company, N.A. 1. ATM Fees. There is no Wintrust Financial Corporation (‘WTFC’) transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 2. Total Access Checking Bonus Information. This Total Access Checking account bonus offer is valid for new accounts opened January 1, 2021 through December 31, 2021. This Total Access Checking account bonus offer is not available to existing or closed checking account customers of WTFC and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking account bonus offer, you are ineligible to receive this Total Access Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 3. Free Coin Counting. Free coin counting available for consumer households, business customers, and nonprofits. Fees may apply for non-customer businesses. 4. Total Access Checking Account Bonus Qualifications. (i) Open a new Total Access Checking account; (ii) tell us you are aware of this Total Access Checking account bonus offer at account opening; (iii) have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’). For example, if you open your new account in January, you would need to have “Direct Deposits” made to your new account in February totaling $500 or more and in March totaling $500 or more; and (iv) enroll in online banking and activate e-statements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.