Wintrust Banking Center is a branch of Lake Forest Bank & Trust Company, N.A. 1. Easy Access Term Loan. Requires company’s primary checking account to be with the bank. Business must be in operation and in business for 12 months or more. Location of business must be in a low or moderate income census tract and be in a Wintrust Community Bank CRA assessment area. Subject to underwriting guidelines. See a personal banker for details. 2. Easy Access Line of Credit. Loan and renewal fees may apply. See the bank for details. A listing of WTFC locations can be found here: wintrust.com/locations.